If you are someone out in the world looking for ways to making extra money if you have a low-paying job, here are a few benefits that could help you or warn you. Accelerated Debt Payoff: - Extra in come alows you to make larger payments towards high-interest debt, such as credit cards or student loans, reducing the principal and total interest paid over time. Earlier Investment and Retirement: Surplus funds can be directed into retirement accounts (like IRA's) etc. If your trying to invest your extra cash, put it into something like S&P 500 index funds....