The Equal Market Accountability Act
A systems-engineered plan to end congressional insider trading
America runs on markets.
Markets run on information.
When a small group controls early access to information that moves prices and can trade those prices, the market stops being free. It becomes tilted.
Congress sits at the highest level of information in the national economy.
Members see regulatory drafts, defense procurement schedules, banking policy shifts, tax code revisions, antitrust actions, and energy rules before the public does. Those signals change asset values. They change them predictably. That predictive advantage converts public authority into private gain.
This proposal fixes that structural flaw.
The system problem
Corruption does not require bribery.
It requires only three conditions:
Privileged information.
Market access.
Timing control.
When all three exist in one place, predictive profit becomes routine. Despite the defense of each trade as "legal," the system's inherent corruption persists.
The Equal Market Accountability Act treats insider trading as an information-asymmetry failure, not a partisan issue.
The purpose of the Act
The Act restores equal application of law between Congress and ordinary citizens by eliminating structural financial advantages created by privileged office.
It does not regulate speech.
It does not regulate voting.
It regulates only market participation by high-privilege information holders.
This preserves free markets by removing the predictive power of government actors from the market.
Core market restrictions
Covered officials include members of Congress, spouses, and dependent households.
They are prohibited from:
• Individual stock trading
• Options trading
• Cryptocurrency trading
• Private equity participation
• Sector-specific ETFs
• Ownership in companies receiving federal funds
• Any instrument whose value is materially altered by congressional action
They are permitted to hold:
• U.S. Treasury securities
• Broad total-market index funds
• Fixed-income instruments
• Cash and savings
• Government retirement plans
These instruments track the overall economy rather than specific companies exposed to policy.
The goal is not punishment.
The goal is the removal of predictive advantage.
The Financial Blind Trust Authority
The Act establishes an independent agency, the Financial Blind Trust Authority (FBTA).
Its functions:
• Mandatory conversion of non-compliant assets
• Full control of covered portfolios
• Strict blind-trust management
• Audit authority
• Public transparency reporting
Members cannot instruct, influence, or receive portfolio data.
They know only their total net worth, not individual holdings.
This permanently separates public authority from private market timing.
The Transaction Immutability Ledger
All portfolio activity is logged to a public cryptographic audit ledger:
• Time-stamped
• Immutable
• Searchable
• Independent of Congress
• Automatically monitored
This ledger turns secrecy into permanent transparency.
Every transaction becomes a public accountability record.
The Market Event Correlation Engine
A forensic analytics system cross-maps:
• Committee actions
• Draft legislation
• Defense contracts
• Regulatory activity
• Market movements
• Portfolio changes
The system produces correlation risk scores that flag suspicious alignment between government action and financial benefit. This enables a fast, evidence-based review rather than political guesswork.
New federal criminal offense
The Act establishes a felony class called
Predictive Governance Exploitation
Elements of the offense:
- Access to privileged government information
- Financial benefit correlated with government action
- Asset movement before public release
Penalties include:
• Mandatory forfeiture
• Disgorgement
• Prison terms
• Lifetime market bans
• Removal from office
• Pension cancellation
The crime focuses on systemic misuse of authority, not isolated technicalities.
Office of Congressional Financial Integrity
An independent investigative and prosecutorial unit enforces the Act.
It holds:
• Subpoena authority
• Asset-tracing power
• Forensic analytics capability
• Automatic DOJ referral pipelines
• Whistleblower protection systems
• Annual public corruption mapping
This creates standing enforcement rather than reactive scandal cycles.
Oversight and evaluation
The Act uses continuous metrics instead of political theater.
Quarterly indicators include:
• Correlation Risk Index
• Asset Compliance Rate
• Insider Profit Capture
• Prosecution Yield
• Public Confidence Index
These measures track whether the system actually closes insider advantages.
Constitutional structure
The Act stands on:
• Equal Protection
• Due Process
• Public Trust Doctrine
• Compelling Government Interest
• Least-intrusive regulatory standard
It regulates only market participation tied to privileged authority. It does not burden speech, affiliation, or the office itself.
Why this works
Markets collapse when information hierarchies exploit the public.
This Act flattens that hierarchy.
By removing timing power, blind-trusting assets, and making all transactions permanently visible, it restores market fairness without partisan design.
The result is simple:
Same market rules.
Same risk.
Same limits.
Same law.
Public office should return to being a service rather than a means of leverage.
What comes next
This proposal is designed to move through neutral institutional channels:
• Legislative research requests
• Ethics committees
• Inspector General review
• Public law centers
• Transparency coalitions
• State AG associations
• Model-bill clearinghouses
• Citizen petitions
Bills that survive those pipelines gain momentum.
Free markets cannot coexist with privileged predictive trading.
This Act repairs the break at the system's level.
Equal law requires equal market rules.
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