If we agree that the nation needs a way to ensure all citizens have access to affordable health care, then we are saying everyone must be able to afford it. Because health care can be very expensive, and many (tens of millions) of people do not make very much money, "afford" becomes meaningless if you say everyone can afford it. So here is the outline of a plan that guarantees that anyone who wants health care can get it. Here are the key goals it will accomplish: Everyone gets all the health care they want Gives individuals control over their health care Reduces regulations on insurance companies Provides incentives for managing personal health, nation is healthier Minimizes overall spending on health care in U.S. Federal and state spending is reduced