Many households are still facing financial difficulties due to missed paychecks and rising costs, even as government operations resume. It’s normal to feel uncertain about moving forward, whether your income was directly affected or you're a contractor without backpay. Now is a good time to regroup, rebuild, and create a financial recovery plan.
First, catch up on urgent expenses when backpay arrives; prioritize essentials before celebrating. Next, rebuild your financial cushion if you had to use savings or credit cards. Make your backpay work harder by planning how to use it wisely. Prepare for future disruptions by having a plan in place for unpredictable shutdowns. Finally, once immediate issues are managed, focus on long-term financial wellness by strengthening your budget and confidence.